Jewellery insurance is specifically tailored to the needs of jewellery. Travelers can insure their valuable jewelry, as well as their cars or themselves, just like they would their cars.
Jewelry insurance ensures that jewellery will be treated properly in case it is lost, stolen, or damaged. When you wear your jewelry every day, jewellery insurance covers them as opposed to home and contents insurance.
Travel insurance from Q Report includes jewellery insurance, so you don’t have to add expensive extra coverage. With our jewelry insurance, you’ll save money. Our guide will discuss home, contents, jewelry, and travel insurance in more detail.
Insurance for jewelry can provide benefits
There are differences in jewelry insurance benefits depending on which policy you select, but most policies provide general coverage when traveling overseas.
Among the benefits we offer as a specialist insurer of jewellery are:
- You can replace or repair your jewels at your jeweler of choice
- Value policy that is agreed upon
- Annual revaluation for free
- Coverage is limited to 125%
- An excess of $100 is a low fixed amount
By comparing these benefits with a basic home and contents policy, you can understand why thousands of Australians rely on trusted providers like Q Report to protect their precious jewellery.
Do you know what it does?
In contrast with a general insurance policy, a jewelry insurance policy is specific. We have included some unique features in our Q Report jewelry insurance policy.
Defining agreed values
A claim approved under a policy with an ‘Agreed Value’ will be paid for the full insured amount on your policy (less your $100 excess). Some policies do not pay the full amount on your policy when the cost of repairing the item is less than the amount stated on the policy. Q Report is dedicated to providing our customers with the value they agreed to.
Insurance for jewelry: What you need to know
If you purchase jewellery from a Q Certified Jeweller, you may request a Q Report jewellery insurance policy before leaving the shop. Before your prized possession ever hits the streets, you must take this step to ensure its security.
We offer an online jewellery insurance quote that you can manage on our website as well.
Revaluation
You can rest assured that your insured items will maintain their value by revaluing them every year with a Q Report policy at no additional charge.
Making a Claim
One of the biggest benefits of protecting your jewellery with comprehensive insurance is the level of service provided by your specialist jewellery insurance provider.
Our Claims Team goes above and beyond to resolve your claim quickly and sympathetically since we understand how upsetting it can be to have your jewellery stolen, lost, or damaged.
Any questions you may have about your jewellery can be answered by getting in touch with us. Your original jeweler will fix or replace your jewellery if your Q Classic policy covers up to 125% of its agreed value. She describes her experience filing with Q Report in the following video:
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